Enjoy all the Value, Convenience and Benefits of the Prime Timers' Club!
- Checking with Interest and Low Minimum
- Preferred Rates on Both Loans and Deposits
- Travel Excursions
- Plus...Many Additional Services, Discounts and Benefits
All these values are yours if you're 50 or over.
With your Prime Timers' checking account, you will receive unlimited check writing, FDIC
insurance - plus a unique program of outstanding club benefits. Should your balance drop below
the minimum, Club dues may apply.
INTEREST ON CHECKING
Your checking account will earn interest every day on the full amount of principal
when you maintain a $300 minimum balance. Earn a higher rate of interest when your balance
is $5,000 or more. Ask us for details.
PERSONALIZED CHECKS
Receive all the personally imprinted checks you need. At no cost, your special member
checks will be personalized with your name and address. Plus, receive $8.00 credit on each reorder.
LOCAL MERCHANT DISCOUNTS
Take advantage of money-saving discounts from over 150 participating local merchants. Discounts
on fashions and accessories, recreation, hair care, dining, fast foods, home needs, car care and many
others. They are valid all year, and they are worth hundreds of dollars. Click for savings in your area:
BUYERS ADVANTAGE (R) -TWO BENEFITS IN ONE
90-Day Purchase Replacement -- Protects items in case of theft, loss or damage for the first 90 days.
Extended Warranty -- Extends original warranties up to an additional year. Some restrictions may apply.
You will receive a detailed explanation.
PRIME TIMERS' NEWSLETTER
Receive a periodic newsletter covering topics including health, travel, investments, taxes, etc.
KEY RING PROTECTION
Help to retrieve lost keys with your free personally registered key ring. Your lost keys can
be dropped in any mailbox and returned to you ... at no charge.
DISCOUNTS FOR PHARMACY SERVICE
Members can reduce their medical expenses when purchasing through participating pharmacies
for their prescription needs.
SAVE HUNDREDS OF DOLLARS ON SPECIAL DISCOUNTS AT PARTICIPATING AREA MERCHANTS
Participating area merchants will offer discounts to members displaying their membership cards.
TRAVELERS CHEQUES AT NO ISSUE CHARGE
This secure, convenient instrument is available to you at no charge.
24-HOUR BANKING
ATM -- Banking made easy ... 24-hour banking card. All your transactions are safe and
confidential. Keep a balance of $2,500 or more and have no charge access to any Automated Teller
Machine affiliated with our system. No more foreign ATM usage fees.
DIRECT DEPOSIT OF SOCIAL SECURITY AND PAYROLL CHECKS
Enjoy the convenience. For immediate access to your money, you can authorize the Treasury
and your employer to deposit your checks directly into your account.
TRAVEL EXCURSIONS
Members will be eligible to go on day tours, travel excursions, vacations, etc. and may receive
special discounts, packages and other benefits.
PREFERRED RATES ON LOANS AND CERTIFICATES OF DEPOSIT
From time to time, members may receive additional premium rates on Certificates of Deposit and
special discounted rates on consumer loans when your monthly payment is automatically deducted from a
1ST SUMMIT BANK checking account.
FINANCIAL PLANNING
Receive professional financial planning on investments, estate planning, insurance needs and
professional money management. Trust services available.
VISA®
Apply for this easy to use credit card which is accepted worldwide.
It is a versatile, secure and protected payment option for all of your purchases.
Plus you may be "rewarded" just for using it. Click here to learn about the benefits
offered with this one great credit card.
DISCOUNTED SERVICE FEES
Receive two Treasurer's checks and money orders at no charge per month. Take advantage -- ten
photocopies per month at no charge and reduced fee for additional pages. Service fees waived for
notary service, safekeeping of your will and VISA/MasterCard
cash advance. Plus, receive a Club identification card, unlimited access to your safe deposit box,
automatic transfers to your other 1ST Summit Bank accounts or to make loan payments.
SEMINARS
Members can participate and keep up on current topics of interest as we provide lectures on
investments, health, taxes, travel, and other pertinent topics of interest.
* Refer to current Customer Services Schedule posted in our offices.
Call for more information 814-262-4010.
