The Rates are accurate as of:
Saturday March 13, 2010
|
| Certificates of Deposit |
- A.P.Y. compounded semi-annually
- Penalty for early withdrawal
|
Minimum |
Rate |
A.P.Y. |
| 6 Month |
$2500 |
1.16% |
1.16% |
| 12 Month |
$500 |
1.50% |
1.51% |
| 18 Month |
$500 |
1.54% |
1.55% |
| 24 Month |
$500 |
2.00% |
2.01% |
| 30 Month - Step Up CD |
$500 |
2.00% |
2.01% |
| 36 Month |
$500 |
2.59% |
2.61% |
| 42 Month - True Relationship CD |
$500 |
2.64% |
2.66% |
|
7 Month CD-Special Promotion
- A.P.Y. compounded monthly
- Must be new money, not currently on deposit at 1ST SUMMIT BANK
|
Minimum |
Rate |
A.P.Y. |
| 7 Month CD |
$500 |
1.25% |
1.26% |
| Individual Retirement Accounts |
- A.P.Y. compounded semi-annually
- Penalty for early withdrawal if not of age
|
Minimum |
Rate |
A.P.Y. |
| 18 Month IRA |
$100 |
2.49% |
2.51% |
| 42 Month IRA |
$100 |
2.99% |
3.01% |
| Variable IRA - A.P.Y. compounded daily |
$25 |
2.28% |
2.31% |
| The Club and Primetimer's Club Checking Accounts |
- A.P.Y. compounded daily
- Variable rate
|
Rate |
A.P.Y. |
| $300 - $4,999.99 balances |
1.01% |
1.01% |
| $5,000 and over balances |
1.16% |
1.17% |
| Savings Accounts |
- A.P.Y. compounded daily
- Variable rate
|
Rate |
A.P.Y. |
| $50 - $24,999.99 balances |
1.01% |
1.01% |
| $25,000 and over balances |
1.20% |
1.21% |
| Insured Money Market Accounts |
- A.P.Y. compounded daily
- Variable rate
|
Rate |
A.P.Y. |
| $300 - $24,999.99 balances |
1.01% |
1.01% |
| $25,000 - $99,999.99 balances |
1.20% |
1.21% |
| $100,000 - $199,999.99 balances |
1.60% |
1.61% |
| $200,000 and over balances |
1.70% |
1.71% |
LIFE IMPROVEMENT LOANS®
| Residential Mortgage Loans |
(Secondary market qualified borrowers for purchase money transactions only.)
- Monthly payments to meet your needs
- We specialize in Home Construction Loans
(Contractor or self-built)
- Competitive fixed and variable rates available
- Escrow service available for paying your real estate
taxes and/or homeowners insurance
|
A.P.R |
Points |
| Fixed Rate 15 years* |
4.500% |
0 |
| Fixed Rate 30 years* |
5.125% |
0 |
| One year adjustable rate* |
4.250% |
0 |
|
For more information call (814) 262-4060.
|
| Fixed Rate Home Equity Loans |
- No annual fees
- 24 hour approval
- .25% discount with automatic payments from a 1ST SUMMIT BANK checking account.
- Dwelling must be owner occupied
|
A.P.R. |
| 120 Months* |
5.375% |
| Installment Loans (60 months) |
- .25% discount with automatic payments from a 1ST SUMMIT BANK checking account.
- Fixed A.P.R.
- Monthly payment to meet your needs
|
A.P.R. |
| Unsecured Installment* |
8.74% |
| New Car* |
5.74% |
| Used Car* |
6.99% |
Visa, Rewards Card, unsecured lines of credit, and home equity lines of credit also available.
For more information call (814) 262-4060.
|
| *Rates are subject to change and are provided for informational purposes only.
Rate is available with a minimum F.I.C.O. credit score of 685 to qualify. Rates and terms are subject to
borrower qualifications. Other terms and rates available.
|
|
The above terms A.P.Y. and A.P.R. represent Annual Percentage
Yield and Annual Percentage Rate respectively.
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