Fraudulent Email claiming to be from 1ST SUMMIT BANK- 4/26/2010

We have received numerous reports of fraudulent emails from 1stsummit.com support, with the subject 1stsummit.com account notification

These emails and associated web sites are fraudulent.

If you receive one of these emails, DO NOT click the links in the emails.

Please be assured that 1ST SUMMIT BANK will never ask for confidential information such as Check Card numbers, PINs, account information, passwords, etc. through an email or automated phone call.

If you believe you may have shared critical account information with a fraudulent entity, please call us toll free at 888-262-4010.

Phishing Scam via Text Message. - January 8, 2010

This scam has surfaced in our area. A text message is sent to customers with VISA cards stating that their card is disabled. The text is requesting them to call a phone number and then asking for their card number along with personal information. It is at this point that the scam artist starts using the information fraudulently to steal your identity.

1ST SUMMIT BANK would never contact customers via a text message regarding your VISA card and you should never give your card numbers or personal information to someone soliciting it.

E-mail Claiming to Be From the FDIC – October 26, 2009

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC.

The subject line of the e-mail states: "check your Bank Deposit Insurance Coverage." The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets."

The e-mail then asks recipients to "visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage" (a fraudulent link is provided). It then instructs recipients to "download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage."

This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to on-line banking services or to conduct identity theft.

The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.

IMPORTANT NEWS: New scam involving cell phones

We have been notified of a new scam targeting cell phone users via text messaging. This scam is designed to trick the recipient of the text message into providing their Check Card Number and PIN by telling them that there is possible fraudulent activity on their checking account.

If you receive one of these messages, DO NOT RESPOND.

Please be assured that 1ST SUMMIT BANK will never ask for confidential information (ex: Check Card number, PINs, account information or passwords) via text messaging.

If you believe you may have shared critical account information with a fraudulent entity, please call us toll free at 888-262-4010.

1ST SUMMIT BANK is participating in the FDIC’s Transaction Account Guarantee Program.

  Under that program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.